Other Gift Arrangements

Gift of Securities

• Provides immediate income tax charitable deduction on the full value of the securities
• Eliminates capital gain tax due on the appreciation
• Is a popular alternative to gifts of cash
• May be used to fund income-producing gift arrangements such as the gift annuity

Retirement Plan Designations

• Are tax-wise ways to make future gifts
• Can save heirs income tax due on retirement assets
• Allow you to leave more to heirs from other sources
• Are simple to accomplish through a change in beneficiary designation
• Flexible in structure with three available provisions: specific, contingent or residual

Retained Life Estate

• Provides immediate income tax charitable deduction
• Is a future gift of your home or farm
• Allows uninterrupted use and enjoyment of your property for the rest of your life
• May lower costs for probate and administration of your estate