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Healthcare and insurance

Local healthcare

Although Augustana does not operate a health clinic on campus, students are provided access to healthcare providers in the Quad Cities. The college operates a free shuttle which will take students to and from any physician's office, pharmacy, dental clinic, mental health facility or optometrist's office.

If your son or daughter needs to see a physician on a routine basis (diabetes monitoring or allergy shots, for example), we urge you to establish a relationship with a local physician. If you need help finding a doctor to meet your student's needs, please let the Office of International Student Life know and we will assist you.

Insurance

All Augustana students must have medical insurance.

International students have three options when it comes to medical insurance.

Option 1: Home insurance

If your family has home insurance that will honor medical treatment and bills from the United States, you may use this. You must provide proof of insurance. This must be in English and must include contact information for the company in the United States.

Option 2: International Student Protection

This is an insurance company that provides insurance coverage to many of our international students. It is not insurance through Augustana College.To purchase this insurance, you will need to go to thecompany website.

On the left side of the page you will need to the "Find Your College" section. Click on this and scroll down to Augustana College. This will take you to the Mountaineer Plan. This is the only policy that Augustana will accept. If you look at the benefits provided, your home insurance should cover at least what this plan covers.

Option 3: Augustana's insurance

Augustana's insurance is very expensive. Very few international students choose this option.

Please note: If students do not provide proof of insurance (either Option 1 or Option 2), then the Augustana insurance will be automatically added to their tuition bill.  Students must provide proof each year they are here no later than September 1.

Any medical insurance should meet the following Minimum Benefits Coverage (inpatient and outpatient):

  • Injury or sickness benefit of $500,000
  • Hospital expenses covering operating room, laboratory tests, X-ray examinations, drugs, therapeutic services and supplies, semi-private room, general nursing care
  • Physician care including but not limited to: anesthetist, surgeon, physician, emergency room physician, mental health professionals
  • Emergency room services
  • Ambulance
  • Dental treatment
  • Medical evacuation
  • Repatriation accidental death